Colton Lovett, Senior Loan Officer | NMLS #1480780
Clear by CMG Financial | NMLS #1820
Call/Text: 936-297-7393
Email: clovett@cmghomeloans.com
Get clear answers about what you can afford, what rate you qualify for, and your next steps - with zero pressure and no obligation.
Available evenings and weekends. Montgomery-based, Texas-friendly, and straight to the point.

WHAT YOU'LL GET
What We'll Cover in Your Free Consultation
Use icons or checkmarks for each benefit:
✅ Your Budget & Buying Power
Find out exactly how much home you can afford based on your
income, debts, and down payment.
✅ Your Personalized Rate Estimate
Get a real rate quote (not a generic internet estimate) based on your credit and loan scenario.
✅ Loan Program Recommendations
Discover which loan types work best for your situation — conventional, FHA, VA, USDA, or specialty programs.
✅ Timeline & Next Steps
Learn how long pre-approval takes, what documents you'll need, and when you can start house hunting.
✅ Honest Assessment
If you're not ready yet, I'll tell you exactly what needs to happen and give you a roadmap to get there in 3-6 months.
No sales pitch. No hidden fees. Just clear, honest advice.
WHO THIS IS FOR
This Free Consultation Is Perfect If You're...
• A first-time homebuyer and don't know where to start
• Self-employed or 1099 and worried about qualifying
• A veteran or active military exploring VA loan benefits
• Rebuilding your credit and unsure if you can buy yet
• On a tight timeline and need to close fast (14-21 days)
• Just exploring options and want honest feedback with no pressure
- Wanting to refinance your existing home loan.

Fast approvals. Competitive rates. Local service backed by national lending power. Colton Lovett and Clear by CMG Financial help Montgomery families get home.
Colton Lovett | NMLS #1480780
Clear by CMG Financial | NMLS #1820
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