Privacy Policy

1. Introduction

Welcome to Colton Lovett, CFG Financial ("we," "us," or "our"). These Terms & Conditions ("Terms") govern your use of our website and financial services, including mortgage and lending-related services.

By accessing our website or submitting your information, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

2. Services

We provide mortgage and financial-related services, including loan consultations, pre-qualification assistance, and loan origination support.

All service descriptions, loan programs, rates, and availability are subject to change without notice and are not guaranteed until confirmed through a formal agreement with a lender.

3. No Financial or Legal Advice

Information provided on this website is for general informational purposes only and should not be considered financial, legal, or tax advice. You should consult with a qualified professional regarding your specific situation.

4. Loan Applications & Information Accuracy

By submitting information through our website or forms, you agree to:

- Provide accurate, current, and complete information

- Update information as necessary to maintain accuracy

- Authorize us and our partners to verify the information provided

Providing false or misleading information may result in denial of services.

5. Credit Authorization

By submitting your information, you acknowledge and agree that you may be authorizing us and/or our lending partners to:

- Obtain your consumer credit report

- Verify employment, income, and financial history

- Use this information to evaluate your eligibility for loan products

This authorization may be used for pre-qualification and/or formal loan applications.

6. Communications & Consent

By providing your contact information, you consent to receive communications from us, including:

- Phone calls

- Text messages (SMS)

- Emails

These communications may be used to provide updates, respond to inquiries, or offer services. Message and data rates may apply. You may opt out of marketing communications at any time.

7. Third-Party Services

We may work with third-party lenders, processors, and service providers. We do not control their terms, decisions, or actions and are not responsible for their services or outcomes.

Loan approval, terms, and funding decisions are made solely by the lending institution.

8. No Guarantee of Approval

Submitting your information does not guarantee loan approval, specific interest rates, or loan terms. All approvals are subject to lender underwriting guidelines and applicable laws.

9. Customer Responsibilities

By using our services, you agree to:

- Provide accurate and complete financial information

- Respond promptly to requests for documentation

- Review all loan documents carefully before signing

- Comply with all applicable laws and lender requirements

10. Intellectual Property

All content on this website, including logos, text, graphics, and images, is the property of Colton Lovett, CFG Financial and may not be copied, distributed, or used without written permission.

11. Prohibited Use

You agree not to:

- Use our website for any unlawful purpose

- Attempt to gain unauthorized access to our systems

- Provide false or misleading information

- Interfere with the operation or security of the website

12. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those websites.

13. Limitation of Liability

To the fullest extent permitted by law, Colton Lovett, CFG Financial shall not be liable for any indirect, incidental, or consequential damages arising from:

- Use of our website or services

- Loan decisions made by third-party lenders

- Delays, errors, or interruptions in service

Our liability, if any, is limited to the extent permitted by applicable law.

14. Disclaimer

All materials and information on this website are provided on an “as is” basis without warranties of any kind, either expressed or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose.

15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Texas, without regard to conflict of law principles.

16. Changes to Terms

We may update these Terms at any time. Updates will be posted on this page with a revised “Last Updated” date. Continued use of our website or services constitutes acceptance of those changes.

17. Contact Us

If you have any questions about these Terms, please contact:

Colton Lovett
CFG Financial
Email: [email protected]
Phone: 661-431-3932

18. Effective Date

These Terms & Conditions are effective as of March 26, 2026.