Privacy Policy

1. Introduction

Colton Lovett, CFG Financial ("we," "us," or "our") respects your privacy and is committed to protecting any personal information you provide when using our website and financial services.

We only collect personal information when it is necessary to provide services to you, and we do so by fair and lawful means, with your knowledge and consent. We also explain why we collect your information and how it will be used.

2. Information We Collect

a. Personal Information You Provide

We may collect personal information including:

- Name, email address, phone number, and mailing address

- Financial, employment, and credit-related information necessary for mortgage services

- Property details and loan preferences

- Communication history and service interactions

b. Automatically Collected Data

We may automatically collect certain information when you visit our website, including:

- IP address, browser type, and device information

- Pages visited, time and date of access, referring URLs

- Usage data through cookies and analytics tools

3. How We Use Your Information

We use your information to:

- Provide and manage mortgage and financial services

- Process loan applications, quotes, and transactions

- Communicate with you regarding your inquiries or account

- Improve our website, services, and user experience

- Send marketing communications with your consent

- Comply with legal and regulatory obligations

4. Sharing of Personal Information

We do not sell or rent your personal information. We may share your data:

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- With trusted third-party service providers such as lenders, processors, and technology platforms

- When required by law or to respond to legal requests

- In connection with a business transaction such as a merger or acquisition

- With your consent

We do not publicly share personally identifying information except where required by law.

5. Cookies and Tracking Technologies

We may use cookies and similar technologies to:

- Improve website functionality and performance

- Remember your preferences

- Analyze website traffic and user behavior

Cookies may be session-based or persistent and may also be set by third-party providers for analytics or marketing purposes.

You may adjust your browser settings to refuse cookies; however, some features of the site may not function properly.

6. Data Retention and Security

We retain personal information only as long as necessary to provide services or comply with legal obligations. We use commercially acceptable security measures to protect your data from unauthorized access, loss, misuse, or disclosure.

7. Your Rights

Depending on your location, you may have the right to:

- Access and update your personal information

- Request deletion of your data

- Restrict or object to certain processing

- Withdraw consent for marketing communications

You may choose not to provide personal information, but doing so may limit our ability to provide certain services.

8. California Privacy Rights

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA), including:

- The right to know what personal data is collected and how it is used

- The right to request access to or deletion of your personal data

- The right to opt out of certain data sharing practices

9. Third-Party Links

Our website may contain links to external websites not operated by us. We are not responsible for the privacy practices or content of those websites and encourage you to review their policies.

10. Children’s Privacy

Our services are not intended for individuals under the age of 13, and we do not knowingly collect personal information from children.

11. Acceptance of This Policy

By using our website or services, you acknowledge that you have read and agree to this Privacy Policy. If you do not agree, you should not use our website or services.

12. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of our website constitutes acceptance of any updates.

13. Contact Us

If you have any questions about this Privacy Policy or how your information is handled, please contact:

Colton Lovett
CFG Financial
Email: [email protected]
Phone: 661-431-3932

14. Effective Date

This policy is effective as of March 28, 2026.